pets Insurance

ASPCA Pet Health Insurance Review (2023)

ASPCA Discounts and Deals

ASPCA Pet Insurance offers the following discounts:

  • 10% off for multi-pet insurance policies

ASPCA Pet Insurance Waiting Periods

Like most pet insurance providers, ASPCA Pet Insurance has a mandatory waiting period before you can file a claim. ASPCA Pet Insurance requires customers to wait 14 days before submitting claims for any of their pet’s conditions, including orthopedic conditions like hip dysplasia or knee issues. This is a slightly longer waiting period compared to most competitors.


ASPCA Pet Insurance Availability

ASPCA Pet Insurance is available in all 50 US states and Canada.


Is ASPCA Pet Health Insurance Worth It?

Choosing ASPCA Pet Health Insurance may be a good decision if you’re looking for an established, well-known brand with multiple years of industry experience. Its policies also cover exam fees and microchipping, which aren’t included in pet insurance policies. ASPCA Pet Health Insurance also has no upper age restrictions for enrollment, which makes it a great option for older pets.

Since pricing can vary based on your pet type and where you live, request a free quote on the ASPCA Pet Health Insurance website to compare plan prices in your area.

If you don’t want to wait 14 days for accident coverage or want higher annual limit options than $10,000, we recommend Lemonade gold Embrace as alternatives.


Bradford Cuthrell is a meticulous researcher and writer specializing in pet and home finance topics. He’s surveyed thousands of pet owners and homeowners, listened to hundreds of customer service calls from various home service companies and spoken with dozens of industry experts to understand homeowners’ common pain points and needs. When he’s not helping his readers make informed decisions, he’s reading a book a week, planning a camping trip or working on his novel draft.

Mark Carroll is a content director with more than a decade of writing and editing experience. He has researched and covered topics related to home finances, home improvement, and home products for MarketWatch, helping answer key consumer questions and connecting readers with the brands that meet their needs. Prior to his time in the home space, Mark worked in sports media as a news reporter and managing editor.

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